社会｜銀行口座開設の新ルールについて / Society | New Rules for Opening Bank Accounts

Summary

The Financial Services Agency has requested that the banking industry promptly eliminate the identity verification process that requires the use of a driver’s license image for online account openings.

This request comes in response to the increasing incidents of accounts being forged and misused in special fraud schemes. The aim is to accelerate the planned abolition of the Act on Prevention of Transfer of Criminal Proceeds, which is set to be generally abolished in April 2027, and to encourage the use of My Number cards.

Dialogue

This dialogue is fictional and based on the article.

Chako: Wow! Is that kind of incident really happening!?
Log: Yeah, recently there have been more cases of people using driver’s licenses to open bank accounts for fraud.
Chako: I see! So why can’t we change it right away?
Log: The Financial Services Agency is requesting an early discontinuation, but officially we have to wait until 2027.
Navi: This change is believed to be aimed at preventing identity theft by utilizing the more secure My Number card.
Chako: That makes sense! The My Number card feels much safer!

Admin’s Note

I feel that the Financial Services Agency’s recent request is an important step in response to the increase in fraud cases. Especially in light of the risks associated with using driver’s license images for identity verification, promoting the use of My Number cards is a wise choice. It’s also crucial that younger generations, like Chako, understand and take an interest in this issue. I want to keep an eye on future legal revisions and policies as well.